The 4-Week Investor Blueprint
From Chequing to Compounding
For Canadian professionals who can save but don't know what to do with the money piling up in their account.
You earn good money. You know you should be investing. But every time you sit down to figure out TFSA vs RRSP, what an MER is, or whether to use Wealthsimple or Questrade, you close the tab.
So your savings sit in your chequing account. Earning 0.05%. Losing value to inflation.
In 4 weeks, we fix that together. You'll have your TFSA or RRSP open. Your contributions automated. Your portfolio chosen and understood. And a system you can run yourself for the next 40 years.
This is for you if:
- ✓ You're in your late 20s or 30s, earning a decent income in Canada
- ✓ You've got money saved but don't know what to do with it
- ✓ You've tried to figure out TFSA vs RRSP and bailed
- ✓ You have RSUs or a recent windfall sitting in cash
- ✓ You want a system you understand, not someone managing your money
This is not for you if:
- ✗ You want stock picks (that requires a licensed advisor, which I am not)
- ✗ You're looking for crypto or day-trading strategies
- ✗ You want passive "set and forget" where someone else does it for you
- ✗ You're already a confident investor with a system you trust
The Real Problem
The reason you haven't started isn't laziness.
Most personal finance content treats you like an idiot, an expert, or someone with $500K to invest. There's nothing for the 30-year-old in Mississauga earning $80K who just wants to know if they should max their TFSA before their RRSP, and which ETF to put in there.
The internet hands you 47 contradictory opinions. The banks try to sell you mutual funds with 2% fees. Your friend tells you to buy Bitcoin. Your dad tells you to buy real estate.
Meanwhile, the data is boring:
- 95% of professional fund managers can't beat a simple index fund over 10 years
- The average individual investor returned 4.5% from 1986-2015 while the S&P 500 returned 11.8%
- Canadians who started investing in their 20s had nearly 3× the net worth of those who started in their 30s by retirement age
The work isn't picking the right stock. The work is building the system and sticking to it. That's a 4-week problem, not a 10-year one.
Who I Am
About me, and why this isn't another finfluencer pitch.
I'm Suroy. I have an honours finance degree, 10+ years of personal investing experience, and 10 paying coaching clients before I made this public-facing service.
I'm not a Financial Planner or Financial Advisor (those titles require credentials I don't have, and they're regulated in Ontario). I'm a Financial Coach. I teach you how to set up the systems, automate them, and understand them. For the actual investment selection, you'll use Wealthsimple Invest's risk questionnaire, which is the registered party that legally provides allocation recommendations. I'm the coach who walks you through it.
That distinction matters. It means I focus on what I'm actually qualified to do: education, behavior, accountability, and system design. The regulated stuff stays with the registered platforms.
I've made every beginner mistake. Chased hot stocks. Lost money in poker phases. Bought into themes I didn't understand. Then I read the books, ran the numbers on my own portfolio, and rebuilt my system from scratch. Now it takes me 7 seconds to rebalance my TFSA, and I haven't lost sleep over the market in years.
I want that for you. In 4 weeks.
The Offer
From Chequing to Compounding
Founder pricing for the first 20 clients. After that, prices move to $1499 / $1999.
Starter
Founder pricing · first 20 clients
- ✓ 4 × 90-min 1:1 coaching calls
- ✓ Net Worth Tracker (Canadian Edition)
- ✓ The Nomad Number Calculator
- ✓ Travel Sinking Fund Template
- ✓ TFSA + RRSP Optimization Workbook
- ✓ Investing Vocabulary Vault
- ✓ Wealthsimple + Questrade Setup Walkthroughs
- ✓ 30 days post-program support
- ✓ Lifetime access to all materials
- ✓ "Money Working" Guarantee
Standard
Founder pricing · first 20 clients
- ✓ Everything in Starter, plus:
- ✓ 6 months of Nomad Finance Club group calls
- ✓ Spouse / partner attends free
- ✓ 6-month portfolio health check call
The "Money Working" Guarantee
I'm not done until your money is working for you.
If you don't have an investment account (TFSA or RRSP, whichever fits your situation) and an automated investing system fully set up at the end of 4 weeks, I'll keep working with you for free until you do.
This isn't a money-back guarantee. It's a results guarantee. I'd rather give you more of my time than your money back, because what matters is that you actually leave with the system running.
What 4 Weeks Looks Like
Your roadmap.
Week 1: Foundation
- • Audit your current accounts (where's the money sitting?)
- • Open your TFSA or RRSP (or both)
- • Walk through the Wealthsimple Invest risk questionnaire together
- • Set your first automatic contribution
Week 2: System
- • Set up your full automation flow (chequing → savings → invest)
- • Build your emergency fund target
- • Lock in your monthly investing rhythm
- • Pick snowball or avalanche if you have debt
Week 3: Strategy
- • Walk through your asset allocation rationale
- • Understand what you own and why
- • Set up your Net Worth Tracker
- • Build your sinking funds for travel and bucket-list goals
Week 4: System Owner
- • Annual financial review template walkthrough
- • Tax-season prep (what to expect, what slips you'll get)
- • Long-term maintenance plan
- • You leave running the system yourself
Common Questions
FAQ
Are you a Financial Planner or Financial Advisor? +
No, those titles require credentials I don't have (CFP, QAFP, etc.) and they're regulated in Ontario under the Financial Professionals Title Protection Act. I'm a Financial Coach. I teach you the systems, behavior, and decision frameworks. For investment selection, you'll use Wealthsimple Invest's questionnaire, which is the registered party that legally provides allocation guidance.
Can you recommend specific stocks or funds for me? +
No, and you should be cautious of anyone unlicensed who does. I teach you how to use registered tools (like Wealthsimple Invest) that legally provide that guidance. I'll walk through their output with you so you understand what you're choosing and why.
What if I'm not in Toronto or the GTA? +
All calls are virtual. The program works for anyone in Canada. I focus on Canadian accounts and tax structures (TFSA, RRSP, FHSA), so if you're outside Canada the value drops significantly.
Is this for total beginners or people who've already started? +
Both. About 60% of past clients had never opened an investment account. About 40% had something started but didn't understand what they owned or had stopped contributing. Either way, the 4-week structure gets you to the same place: a clear system you control.
What's the difference between Starter and Standard? +
Same 4 × 90-minute 1:1 calls. Standard adds (a) 6 months of monthly group calls inside the Nomad Finance Club, (b) your spouse or partner can attend the calls for free, and (c) a 6-month portfolio health check call. If you're doing this with a partner or want longer-term community support, Standard pays for itself.
What's the Nomad Finance Club? +
My $19/month community for people who want ongoing accountability without 1:1 coaching. Monthly live group call, WhatsApp community, tax/legislation updates, member resource library. Standard clients get 6 months included.
Why Founder Pricing? +
I'm running my first 20 paid coaching clients at $399 / $499 to fill the founder cohort quickly and gather testimonials. After 20 clients, pricing moves to $1,499 / $1,999. This is not a fake-discount marketing tactic. Those are the real prices the program will be at within a few months.
What if I'm not happy? +
See the Money Working Guarantee above. If you don't have your system set up at the end of 4 weeks, I keep working with you for free until you do. I'd rather you leave with the result than walk away with a refund.
How is this different from reading r/PersonalFinanceCanada or YouTube? +
It isn't, if you're someone who reads finance content and acts on it. Most people aren't. Most people read for months and still haven't opened the account. The program is the accountability and walkthrough that turns reading into action. You're not paying for information. You're paying for getting it done in 4 weeks instead of 4 years.
Ready?
Put your money to work.
Founder pricing for the first 20 clients only.